Archive for May, 2008

Who’s Watching You? Men Aren’t The Only Stalkers

Thursday, May 29th, 2008

By C.F. Jackson For decades, the label “stalker has been tattooed as a gender-specific crime, committed by men. Things have changed drastically. Twelve to 13-percent of all stalkers are female. Although less in statistical number than males, female stalkers are just as predatory and dangerous. Stalking, for the most part, is about relationshipsprior, desired, or imagined. Sixty-percent of stalkers have a personal relationship with their victims before the stalking begins. However, 22% of stalking cases involve complete strangers. Researchers and psychologists identify three categories of stalking: Simple Obsession Stalking 60% of stalking cases are represented in this category, which includes all previous personal relationships (i.e.,husbands/wives,boyfriends/girlfriends, domestic partners). This category is best defined as, “If I cant have you, nobody will. Love Obsession Stalking The make-up of this category involves a stalker and victim who are casual acquaintances or complete strangers. The goal of the stalker is to establish a personal relationship with the object of his or her obsessionin disregard to the victims desires. Erotomania Stalking This category consists of deluded individuals who believe a relationship already exists between themselves and their victim. A recent case of female stalking involved actor Michael Douglas and his wife Catherine Zeta-Jones as the victims. “When women engage in stalking behavior, they are as tenacious and as intrusive as their male counterparts, and are just as likely to threaten or damage property, said Dr. Rosemary Purcell, in the 2003 article “Female stalkers pursue doctors, psychiatrists. The FBI estimates that two-percent of all stalking cases conclude in homicide. Twenty-five of female stalking cases have escalated to interpersonal violence. Also revealed in a study is the fact that female stalkers chased their victims to establish intimacy. As of August 17, 2004, five women in Georgia have been convicted for the crime of aggravated stalking. This level of stalking means an individual has been identified as an assailant in the court system and has violated a court order. On any given day, you could be one of thousands who feel like they are being stalked. Wont Be Denied, a 227-page novel, shines a light into an obsessed, single African American female. In the well-crafted suspense novel, author C.F. Jackson, graduate from Georgia Southern University with a BS degree in Criminal Justice, lays out the story in two sentences: Love wont be denied. Mar comes to value it more than life. The story is set in Atlanta, Georgia. It is an easy, suspenseful read. The character-driven plot is a page-turner. For more information, or to purchase Wont Be Denied (ISBN 0-9762230-0-7), contact the publisher, Organized Thoughts Publishing: Post Office Box 920622, Norcross, GA 30010 or www.cfjackson.us. Bookstores and libraries in the U.S. can order Wont Be Denied through Baker & Taylor database. C.F Jackson is an author, poet, and mentor, who obtain a B.S. degree in Criminal Justice. This author has been featured on one Atlanta’s largest radio station, WVEE 103.3 FM. All forms of mass media interest, please contact C.F. Jackson at http://www.cfjackson.us. Article Source: http://EzineArticles.com/?expert=C.F._Jackson http://EzineArticles.com/?Whos-Watching-You?-Men-Arent-The-Only-Stalkers&id=46491 quick loan instant no fax payday loans for military 100 faxless payday loans with no credit check no credit check home phone kentucky

Some Of The Various Types Of Swords Available And Why They Are So Popular

Monday, May 26th, 2008

By Gregg Hall Thanks to Hollywood heroes like Antonio Bandarras playing Zorro and Tom Cruise playing the Last Samurai, we have seen a resurgence in the sword market. Individuals are at least asking about swords if not actively seeking to buy them. And why not, they make some pretty neat show pieces if you prefer the martial arts style of decorating. Several different types of swords exist. Interested buyers can find just about any desired sword, from the medieval broad swords to the fencing swords to Cavalry sabers to swords with Asian influence in them if they just know where to look. Dozens of websites and stores carry different styles. Think about this: a person can style his room specifically to a given era by just picking out the right sword. If he likes King Arthur and the Knights of the Round Table, he has the option of trying to find a medieval styled sword to hang on the wall or place in a cover in the corner. If he prefers the valor of the samurai he can find the sweeping blades to adorn his walls. And if he wants to pay homage to the U.S. Cavalry men like Teddy Roosevelt he could probably find an authentic Cavalry sword online. We are even seeing sword stores pop up in unlikely locations, like malls. Check out your own local mall. You might be surprised to see a blade store feature a variety of styles in the corner part of your local mall. And just about anyone can find what they need for a weapon or adornment there. Swords also vary in their medium. Two different types of sword qualities exist. Stainless Steel, the most popular and thus easiest to find, often finds itself used for display or show. It does not have the durability of the Carbon steel, the type of swords often used at Renaissance festivals for fighting shows. Additionally, an owner can keep his sword in great shape with just a little sewing machine oil rub down. We have even seen swords used in everyday sports that have become so popular even the Olympics features them. Meet fencing. Obviously the players have little possibility of hurting themselves thanks to smart body armor, but they still are wielding a weapon with a blade ferociously, gaining a good cardiovascular workout in the process. They also learn about how to engage in a fight with honor and valor, like many of the swords symbolize. From Luke Skywalker’s light saber to the swords that knight dukes today, the long bladed handle will always remind its owner of something important in his life. Every sword captures sparks an image in the eye of its owner, whether its that of a man fighting valiantly from the top of a horse, or a white clad athlete fighting for his country in the recent Olympics. Swords are here to stay. Gregg Hall is an author living in Navarre Beach, Florida. Find more about this as well as Conan swords at http://www.conanswordsandbooks.com Article Source: http://EzineArticles.com/?expert=Gregg_Hall http://EzineArticles.com/?Some-Of-The-Various-Types-Of-Swords-Available-And-Why-They-Are-So-Popular&id=371966 fast easy loan no credit johnny paycheck syndrome how does pretax help my paycheck independent money lenders

Christmas Craft Idea for Children - How to Make a Christmas Calendar

Wednesday, May 14th, 2008

By Brandi Clark Spending time with family and friends during the holiday season is such a pleasant and rewarding experience. Most people seem to be filled with the Christmas spirit of laughing, and sharing. Spending time with your children during this fun time of year can make the season all that more special for both you and your children. What a better way to enjoy the season with family than to make Christmas crafts together. Especially children, when you see their faces light up because they are so proud of their new Christmas creation. Below is a Christmas craft idea that you can enjoy making with your children and they will cherish for many years to come. Christmas Calendar Materials: 25 child’s size socks Christmas Wired Edge Ribbon (enough to hang the socks across the ribbon and be sure to have enough to hang the ribbon at the ends) clothespins (can be painted Christmas colors) embellishments of your choice (just make sure they’re not too heavy) notebook paper cut to fit inside each sock Using a permanent marker, between the top of the sock and the heel, number each sock from one through 25. Make sure the children realize not to cover the numbers and have them decorate the socks with the embellishments they have chosen. Remember, these can be buttons, construction paper, or even foam cut-outs. The possibilities are endless. The adult should write small messages to fit inside each sock. For example: The message for December 24 might be “Don’t forget to make milk and cookies!” The child should not be able to read these messages just yet. Cut enough ribbon so that you will be able to attach each sock to the ribbon using a clothespin, and be sure to have enough at the ends to tie around a nail. The children will enjoy attaching the socks with the clothespin just make sure only the back edge of the sock is pinned so that you can slip your messages into each sock. Now, each day during December, your child can count down to Christmas and have a fun message to enjoy! At Floral Creations new Christmas gifts are now available! Checkout http://www.visitfloralcreations.com and receive 25% off all web orders through the months of November and December! At “Shopping Cart” use coupon code: Special Be sure at “Shopping Cart” to click on “Update” to see your savings! From Red Hat Society Gifts and baby gifts, to floral margaritas and floral Coke Floats, Floral Creations is all about variety! Article Source: http://EzineArticles.com/?expert=Brandi_Clark http://EzineArticles.com/?Christmas-Craft-Idea-for-Children—How-to-Make-a-Christmas-Calendar&id=103253 government free money to pay off nursing student loans hard money lenders that do business in connecticut unsecured loanand default can you go to jail for defaulting on payday loans

Oklahoma Divorce Law

Friday, May 9th, 2008

By Todd Going In the state of Oklahoma there are a few options for couples who are looking for a divorce. The first option is called limited divorce and is similar to what is known as a trial separation in other states. Limited divorce will take away the rights for the couple to live together but will not affect any other legal status. So, from a legal standpoint the couple is still considered married, but not living together. This leaves the door open for the couple to possibly get back together in the future. Another option for divorce in Oklahoma is called absolute divorce. This option is for those who have experienced marital misconduct or other statutory causes that interfere with a healthy relationship. This is an option for those who wish to end their marriage all together. This option is for those who wish to close all doors, and not even have the option of getting back together in the future. The one condition for this option is that the couple must remain residents of the state of Oklahoma for at least six months for the divorce to take effect. The third available option is called a no-fault divorce. This option was first enabled in the state of Oklahoma and allows a couple to end a marriage without revealing any public information on why the relationship failed. This option allows for a small amount of privacy which can make difficult times seem a little bit easier. To learn more about Oklahoma Divorce Law or hiring a Divorce Lawyer in Oklahoma, please visit our website at http://www.oklalawyer.com/divorce/ This article may be freely reprinted as long as this resource box is included and all links stay intact as hyperlinks. Article Source: http://EzineArticles.com/?expert=Todd_Going http://EzineArticles.com/?Oklahoma-Divorce-Law&id=81940 no credit check apartments in michigan bad credit money loans no fax cash loans buying a cash advance

Discount Fountain Pens

Saturday, May 3rd, 2008

By Eddie Tobey Fountain pens are pens that give people not just the joy of fine writing but also serve as collectibles. Fountain pens are usually more expensive as compared to the regular run off the mill ball point pens. As a result, ball point pens are popular for daily use amongst people who cannot afford such expensive fountain pens for regular use. But the ranges of discount fountain pens available extensively, try to compensate for the lesser amount of sales of such expensive fountain pens, by bringing down their prices considerably. These discount fountain pens can be found either in exclusive pen shops or online stores. Some of the pens are also auctioned at prices that are much less than their original prices. In fact, it would not be wrong to say that one’s web browsing abilities can get him/her some decent deals. Discount fountain pens usually make available the new range of fountain pens at a subsidized rate for a certain amount of time. In this way, people who enjoy collecting new and different types of fountain pens can pay less and add another number to their collection. Discount fountain pens make fountain pens available to a large number of people who otherwise might not be able to afford them. These pens are usually within the price range of $50 to $150. Good discounts are usually available only for certain types of pens and the more expensive ones made out of gold, platinum and silver or the elegant, high quality ones are rarely included in the list unless of course, it is a stock clearance sale. This certainly does not mean that discount fountain pens available are not of good quality as they work quite well for many years. Fountain Pens provides detailed information on Fountain Pens, Fountain Pen Cases, Fountain Pen Refills, Fountain Pen History and more. Fountain Pens is affiliated with Fountain Pens. Article Source: http://EzineArticles.com/?expert=Eddie_Tobey http://EzineArticles.com/?Discount-Fountain-Pens&id=405687 equal pay day 2008 government free money to pay off nursing student loans earn fast cash cash advance services

The Secured Loans Market

Thursday, May 1st, 2008

By [http://ezinearticles.com/?expert=Adrian_Hudson]Adrian Hudson Introduction With the rise in recent years of Secured Loans or Second Charge mortgages the market has grown both in the volume of loans processed and the number of organisations involved. This article will attempt to break down the market into its individual components and explain, in general, the organisations that make up the Secured Loans Market. The article is aimed at people involved in the finance sector but will probably prove interesting to those taking out a Secured Loans or to anyone with a general interest in how the wheels of the UK finance industry work. Secured Loan Lenders Despite there seeming to be masses of organisations in the media willing to lend money for a Secured Loan or Second charge mortgage there are very few players who actually lend the money. This is because a Secured Loan is considered middle to high risk so there are very few organisations actually willing to underwrite the risk. Although there are only a handful of banks actually putting up the money, you will find that they may also use further downstream organisations to underwrite their own risk. For example, The London Mortgage Company, which now trades under the name London Personal Loans, says it uses up to thirty specialists to underwrite the loans it takes on. In recent years with a fairly stable housing market and strong confidence that there will be no sudden drop in prices there are a few more organisations willing to make the leap into secured loan lending, but the number still remains quite small. It is interesting that in most cases the banks’ that take on the second charge debt are not well known organisations. This is because most of them are not customer facing, but sit behind a myriad of intermediaries, but it is similarly interesting that some well know high street banks also take on the debt, but for various reasons outlined later in this document, they sit behind various brand names or tiered organisations so that, in the end the Customer hasn’t got a clue who they are actually dealing with. So if there are so few players actually lending the money, then why are we presented with masses of organisations offering Secured Loans? The reasons for this are multi-fold. To give some examples it is down to branding and marketing, due to core competencies (i.e. whether Secured Loans are part of a core business or incidental) and it is also in part due to the different types of media (e.g. television, internet, newspaper and radio) Secured Loans are sold. We will outline these reasons and some others later in the document. Secured Loan Market Infrastructure In the main, the infrastructure of the secured loans market is quite confusing. In a simple world it would be made up of banks lending the money directly to the Customer, but in the secured loan world there are several other levels of organisations we need to discuss. Firstly, there are the Brokers - these are organisations that supposedly approach various lenders to get the potential borrower the best deal. Secondly, there are Packagers - although there is no hard and fast definition of Packager they are typically organisations that process loan applications and pass them on either directly to the lender or to upstream brokers. Thirdly there are introducers - these are people or organisations that point Customers to a particular Broker or variety of Brokers. For clarity we will look at each one in turn. Secured Loan Brokers As the name implies Broker’s have a database’ of Secured Loan providers that they use to match the Customer’s requirements against to broker’ the best deal. Brokers use a multitude of different methods to attract Customers. For example, some Brokers concentrate on running a team of Introducers (see below) to obtain Customers. Other Brokers concentrate solely on newspaper, television and radio advertising and other Brokers focus on the Internet to get their business. Some of the larger Brokers use all the mediums at hand to get business. What is quite interesting is how the Broker’s use differing marketing techniques to make sure that they get coverage of the diversities of the marketplace. For example, the officious sounding Central Capital (which in turn is part of Central Trust) uses the brand name Debtbusterloans for its consumer loans business. In a similar vein Barclays uses the name Firstplus for its Internet and Television campaigns. One wonders whether the Financial Journalist Martin Lewis who led a campaign criticising Firstplus for using celebrities like Carol Vorderman to promote their loans knew he was actually criticising Barclays. Other interesting names to mention are the masses of trading names used by General Electric. General Electric operates GE Capital Bank that trades under a number of names including GE Finance, GEMoney, First National and Igroup and some of these are umbrellas to other trading names. It is interesting to note that one overall owner of a Financial Group may be directly related to perhaps 50 or so websites and trading names on the Internet. Maybe the trading names are not only used to attract the various socio economic groups but are also used to distance Companies from the rather emotive Secured Loans market. When a Customer is asked whom they got their Secured Loan off, they would nearly always say the brand name rather than the name of the Company at the top of the pyramid who supplied the actual loan It is interesting to note that nearly all Brokers aren’t impartial. The Lenders providing the money at the end of the chain offer them volume overrides (bonuses) if they obtain a particular volume of business over a given period. But contrary to this, it is also noteworthy to recognise that given the relatively low number of moneylenders at the end of the chain the affect on the end Customer is minimal. When a Broker says they are processing an application against Hundreds of Loans, what they actually mean is that they are matching the Loan against various configurations of the same three or four loans. For example - with County Court Judgements/without, of a particular age group/of another age group, for a particular value/ for other values. Secured Loan Packager Although the term Secured Loan Packager is used very loosely and there is no clear definition, a Packager is simply an organisation who packages’ up a loan application and passes it onto either a Broker or the downstream lender. So in essence the Packager fills out the forms on behalf of the other organisations. In some cases this operates in a sort of outsource relationship between the Broker and the Packager and in other cases the Packager also has their own team of Introducers (see below) who they package up further loan applications for. I guess the reason for this is that seeing as they have the infrastructure in place they can increase their own organisations turnover and, hence, profitability by employing their own Introducer Network. Secured Loan Introducers Secured Loan Introducers are employed by Packagers, Brokers and indeed, in some cases the actual lenders to get further business. An Introducer may simply be a local person who gets business by word of mouth, or they could be an organisation (like a Double Glazing company) that passes on a Customer to a particular Broker. In some cases the Introducer companies are reasonably large organisations in their own right and might have a complete network of physical Introducers, a large Broker/Lender panel and a whole host of Internet websites and brand names. Conclusion The Secured Loan Market contains a complete myriad of organisations and as the market grows it is certain to become even more puzzling. What is even more confusing to the onlooker is that there is a lot of grey areas in relationships between the businesses within the hierarchy. For example, a broker may do their own packaging or an Introducer may have relationships with many Brokers making them in effect a Broker of Brokers. But the interesting thing is that no matter what level of the hierarchy the end Customer gives their business to they are highly unlikely to be charged any differently - the only things affected within this instance are the individual profits at each level of the pyramid. Written by Adrian Hudson from [http://www.we-introduce-you.co.uk/ ]http://www.we-introduce-you.co.uk Adrian is the Chief Cook and Bottle Washer of We Introduce You. We Introduce You is a new venture from the I.T consultancy business Sprint Soft Ltd. Adrian writes a journal about the world of finance and his personal life at http://www.we-introduce-you.co.uk/theintroducer Article Source: http://EzineArticles.com/?expert=Adrian_Hudson http://EzineArticles.com/?The-Secured-Loans-Market&id=240816 el paso car loan bad credit history bad credit home financing low down payment mortgages for people with bad credit bad credit need student loan